Includes

For homeowners. Oncourse offers coverage of customer-owned natural gas lines inside and outside the home.

• Repairs of covered leaks on exposed interior natural gas lines that can develop over time due to everyday wear and tear.
• Repairs of covered leaks in natural gas piping to appliances located outside the home, such as lines to gas grills, lamp posts, pool heaters and detached garages.
• Includes an annual in-home inspection of your exposed interior natural gas lines, shutoff valves and appliance connectors
• No waiting period; coverage begins as soon as your enrollment is approved.
• Coverage limits apply. See terms and conditions for full coverage details.

Includes

For homeowners. Oncourse offers coverage of customer-owned water and sewer service lines outside of the home.

• Repair or replacement of covered leaking or broken outside water line.
• Repair or replacement of covered clogged or broken outside sewer line.
• Includes public sidewalk/driveway/road opening repairs or landscape restoration related to a covered outside water or sewer service line repair.
• Repair coverage beings 30 days after enrollment.
• Coverage limits apply. See terms and conditions for full coverage details.

Includes

For homeowners. Oncourse offers repair coverage for one traditional or tankless, gas, electric, or oil water heater.

• Coverage for parts and labor for repairs or, if your water heater cannot be repaired, reimbursement towards replacement for repairs needed due to normal wear and tear or defect in workmanship or mechanical/electrical failure.
• Repair coverage begins 30 days after enrollment.
• Coverage limits apply. See terms and conditions for full coverage details.

Includes

For homeowners. Oncourse offers coverage for inside natural gas lines, underground natural gas lines, electrical wiring inside the home and electronic devices/appliances.

• Repair of covered exposed natural gas lines inside the home and underground natural gas lines leading to the meter outside the home that are owned by you and are your responsibility.
• Repair of covered electrical wiring inside the home.
• Reimbursement for covered repair/replacement of qualifying electronic devices and appliances if they are damaged by a power surge.
• An annual in-home inspection of your exposed interior natural gas lines, appliance connectors and shutoff valves.
• Repair coverage begins 30 days after enrollment.
• Coverage limits apply. See terms and conditions for full coverage details.   

Includes

For homeowners.

• Outside Water Line: repair or replace a covered leaking or broken outside water service line and public sidewalk/driveway/road opening repairs related to a covered outside water service line repair.
• Outside Sewer Line: repair or replace a covered clogged or broken outside sewer service line and public sidewalk/driveway/road opening repairs related to a covered outside sewer service line repair.
• Media Lines: repairs to covered inside telephone wire and telephone jacks, inside cable wire and cable outlets, and inside internet wire connections, doorbells, thermostat wiring and intercom wiring.
• Natural Gas Lines: repair of covered interior exposed natural gas lines and repairs to exterior natural gas lines leading to the meter on your property that are owned by you and are your responsibility.
• Interior Electric Lines: repair or replace of covered electrical wiring inside the home, including breaker panels, circuit breakers, doorbells, standard interior copper wiring, standard wall outlets including GFCI, standard wall switches, standard dimmers and thermostat wiring.
• Exterior Electric Lines: repair or replace of covered exterior electric line repairs, including weather head, insulator, riser, meter base, meter boxes, service entrance conductors and permanent wiring to detached garages, sheds, outdoor fixtures and pools.
• Interior Plumbing: clearing of covered blockages to sink, toilet, tub and shower drain lines; repair of leaks or breaks to exposed, interior water supply lines/pipes and valves; repair of leaks or breaks to exposed, interior drain lines/pipes; repair of shutoff valves leading to fixtures or appliance.
• Surge Protection: Reimbursement toward the covered repair or replacement, of residential electronics, electrical systems, appliances and other electrical devices valued at $100 or more within your residence that fail due to electrical surges.
• An annual in-home inspection of your exposed interior natural gas lines, appliance connectors and shutoff valves.
• Repair coverage begins 30 days after enrollment.
• Coverage limits apply. See terms and conditions for full coverage details.   

Includes

For homeowners. Oncourse offers coverage for inside natural gas lines, underground natural gas lines, and electrical wiring inside the home.

• An annual in-home inspection of your exposed interior natural gas lines, appliance connectors and shutoff valves.
• Repair of covered exposed natural gas lines inside the home and underground natural gas lines leading to the meter outside the home that are owned by you and are your responsibility.
• Repair of covered electrical wiring inside the home, including: interior general wiring and hard-wired electrical components such as the fuse box, circuit breaker panels, switches, and outlets, including Ground-Fault Circuit Interrupters (or GFCIs).
• Replacement of covered faulty appliance connectors and shut-off valves.  
• Repair coverage begins 30 days after enrollment. 
• Coverage limits apply. See terms and conditions for full coverage details.   

Includes

For homeowners. Oncourse offers repair or replacement coverage for one furnace or boiler plus one primary central cooling system, ducted electric central air conditioning, or heat pump per service address.

• Repair coverage, or reimbursement toward replacement, if your furnace or boiler cannot be repaired.
• Repair coverage, or reimbursement toward replacement, if your covered cooling equipment cannot be repaired.
• Thermostats, backflow preventers, heat exchangers, blower motors, AC compressor and evaporator coils are part of this coverage.
• Covered parts and labor due to normal wear and tear and defects in workmanship.
• Repair coverage begins 30 days after enrollment. 
• Coverage limits apply. See terms and conditions for full coverage details.   

Includes

For homeowners and renters. Oncourse offers coverage for residential electronics, electrical systems and devices, and other appliances that fail due to manufacturer defects, normal wear and tear, and electrical surges.

• Repair and replacement costs of covered home electronics that fail due to manufacturer’s defects and normal wear—covering mobile phones, computers, gaming equipment, televisions, entertainment products, smart home products like Amazon Echo, Google Nest and wearable fitness trackers. 
• Repair/replacement due to accidental damage to covered electronics other than televisions.
• Repair coverage begins 30 days after enrollment. 
• Standard service charges apply based on device type.
• Coverage limits apply. See terms and conditions for full coverage details.